// Latest Guides
- Cybersecurity and IT Support as an Employee Benefit: A Guide for EmployersWhy employers are adding cybersecurity and IT support to their benefits package, what to look for in a program, and how QRF works for your team.
- How to Spot a Phishing Email or Text: A Practical ChecklistThe warning signs of phishing emails, texts, and calls, what to do if you already clicked, and where to report scams.
- Identity Theft: What to Do in the First Hour and the First WeekThink your identity was stolen? Here is the step-by-step checklist we walk people through: what to do in the first hour, the first 24 hours, and the first week.
// Important Disclosure
Cyber Vault USA Is Not an Insurance Company.
Our Overwatch membership and QRF program are service subscriptions providing cybersecurity assistance, IT support, and identity restoration services. We do not issue insurance policies, pay claims, reimburse financial losses, or indemnify members against damages. QRF is a reactive support service and does not include monitoring of any kind. Service levels are response commitments, not resolution guarantees. All support is delivered remotely. Cyber Vault USA does not require brokers or employers to hold an insurance license to offer QRF. Each broker and employer remains responsible for determining its own licensing and regulatory obligations. Articles on this page are general information, not legal or financial advice.